Buy a Duplex, Triplex, or Fourplex With 3.5% Down: FHA House Hacking and the Self-Sufficiency Test, Explained
Published on: 04/10/2026
Buy a duplex, triplex, or fourplex with 3.5% down using an FHA loan. The 2026 rules: the self-sufficiency test that kills most triplex deals, the 75% rental-income math, reserves, and real Jacksonville numbers.
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